Accidents and collisions involving cars, trucks, tractor trailers, motorcycles, and bicycles can lead to serious accidents, along with catastrophic and permanent injuries and damages. In many cases, insurance companies are skeptical when an injured accident victim claims permanent damage.
If you have sustained injuries in a St. Louis, Missouri car, truck, or motorcycle accident, you may be entitled to a monetary recovery. Attorney John Page can help force the insurance company’s hand when it comes to settlement and he will help negotiate and litigate your case through the Missouri court system, if necessary.
Common Types of Catastrophic Injuries
Catastrophic injuries can occur in any type of Missouri accident. High-speed accidents involving motorcycles, mopeds, and bicycles are the most likely to result in catastrophic injuries and damages since these vehicles afford riders and operators little protection. Riders and operators of these vehicles are directly exposed to the ground, and in the event of an accident, they are more likely to strike the groundand other objects directly.
Some of the most common types of catastrophic injuries and damages sustained in St. Louis accident cases include the following:
- Traumatic brain injuries (TBIs)
- Broken bones
- Spinal cord injuries
- Abrasions and scarring
- Permanent injuries
Reasons Insurance Companies Deny Permanent Impairment for Catastrophic Injuries
Whenever an accident victim seeks compensation for permanent impairment, the insurance company will look for every excuse in the book to deny or limit liability for those injuries and damages. The insurance company will oftentimes search for other possible causes of the claimed permanent impairment, such as the following:
- Prior surgeries
- Degenerative changes on MRIs and other imaging studies
- Preexisting medical conditions
- Prior injuries
- Prior motor vehicle accidents
- Prior work-related injuries and accidents