Law Office of Lisa J. Espada

Lisa Espada

Consumer Attorney

Law Office of Lisa J. Espada

Contact Information



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Areas of Law and Practice

Areas of Law Areas of Practice
Bankruptcy Bankruptcy Chapter 7, Bankruptcy Chapter 13, Bankruptcy Litigation, Bankruptcy Mediation, Consumer Bankruptcy, Debt Relief, Debtor Bankruptcy, Foreclosures, Fraudulent Conveyance, Insolvency, Personal Bankruptcy, Receivership, Repossessions
Consumer Law Consumer Arbitration, Consumer Class Actions, Consumer Collections, Consumer Credit, Consumer Credit Compliance, Consumer Finance, Consumer Fraud, Consumer Litigation, Consumer Protection, Consumer Rights, Fair Credit Reporting Act
Debtor and Creditor Debtor and Creditor Collections, Debtor and Creditor Remedies, Debtor and Creditor Reorganization, Debtor and Creditor Rights, Debtor and Creditor Workouts, Debtors Rights, Fair Debt Collection Practices Act
Litigation Civil Litigation, Federal Civil Litigation, Federal Litigation, Trial Practice


  • California

Employment History

  • Principal | Law Office of Lisa J. Espada

    2012 - 2016

    Debt Collection Defense:
    I provide affordable representation to consumers and small business owners who have been sued by creditors and debt buyers. Many cases are dismissed, and many others are settled for a small fraction of the original demand.

    Default Judgments:
    It is commonplace in debt collection litigation for consumer defendants to be unaware of a lawsuit or judgment until the creditor takes steps to collect the judgment. That is often the result of faulty service of process. I handle motions to set aside default judgments, so that my clients' rights are protected.

    Consumer Protection Litigation:
    I represent consumers in Fair Debt Collection Practices Act (FDCPA) actions, to achieve justice against careless and unethical debt collectors and debt buyers. I also represent consumers for claims under the Equal Credit Opportunity Act (ECOA) and the Consumer Legal Remedies Act (CLRA).

    Consumer Bankruptcy:
    I handle consumer bankruptcy cases in the Northern District and Eastern District of California. I offer discounted fees to seniors (age 65 and over) and clients with disabilities. I enjoy helping my clients become debt-free.


  • J.D. | Golden Gate University

    1995 - 1999

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Publications and Presentations

No Publications

  • San Francisco, California, San Francisco County

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