What Are The Benefits of Hiring a Long Island Bankruptcy Attorney?

Millions of people each year file for bankruptcy in the United States. The two most common types of consumer bankruptcies are Chapter 7 and Chapter 13, both of which have the potential to significantly improve a person’s financial situation. In some cases, bankruptcy may be able to help people facing foreclosure keep their homes and other valuable possessions. While it is possible to file bankruptcy pro se (without an attorney), it is very difficult and the assistance of a law...

CFPB Offers Student Loan Borrowers Advice For New Year

Millions of Americans are currently struggling with student loan debt. In fact, Forbes reports1that the student loan default rate was at 13.7 percent as of September, 2014. Falling behind on your student loans can have many negative consequences, including being unable to obtain financing for large purchases or being charged a significantly higher interest rate. While most student loans are not dischargeable in bankruptcy, there are several ways that bankruptcy may be able to help borrowers w...

What is a real estate transfer stamp?

Many cities and villages in Chicagoland and throughout Illinois require you to obtain a real estate transfer stamp before you can complete the sale of your property. If one is required, title companies will not complete the transaction unless a transfer stamp is provided the day of the sale. What is a real estate transfer stamp and how do you get one? A city or village that has a transfer stamp will have some, or all, of the following requirements: property owner must pay any outstan...

Publications

p.p1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Arial; color: #424242} span.s1 {color: #000000} LEGAL PUBLICATIONS: “Self Critical Analysis Documents & After Acquired Evidence” Consumer Attorneys of California, 1997; “Self Critical Analysis Documents are Discoverable,” Los Angeles Daily Journal, December 12, 1997; “Permanent Responsibility,” Los Angeles Daily Journal, June 16, 1999; “Working Moms Have Legal Rights,” Wetset Gazette, Fall 2000; “Federal and Sta...

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BANKRUPTCY SOLUTIONS ATTORNEYS

How Does Unemployment Affect My Bankruptcy? Losing a job can be devastating for a household on many different levels. Not only can being unemployed affect you morally, but also financially, as losing a main source of income often makes it impossible to stay current on your bills. Many individuals who are unemployed start to use credit cards to simply make ends meet though the credit card payments themselves can quickly become overwhelming. For this reason and more, many unemployed i...

What Kinds of Property Can I Keep in a New York Liquidation Bankruptcy?

Many people who are considering bankruptcy are justifiably concerned about whether or not they will be able to keep their home, car, and other important assets. After all, the fundamental concept behind a Chapter 7 bankruptcy1 is the liquidation of a debtor’s assets in order to pay off creditors who have valid claims. Importantly, the bankruptcy code does not seek to leave people who file for bankruptcy penniless and provides various exemptions that allow most bankruptcy filers most, if not...

Can Filing For Bankruptcy Actually Improve a Person’s Credit?

  While bankruptcy can have significant benefits for many people, one of the main drawbacks is that the fact that you filed for bankruptcy can appear on your credit score for up to ten years. As a result, many people who are considering bankruptcy may be hesitant to actually file because they believe that it will be difficult or impossible to obtain financing at a reasonable interest rate for several years. For certain people, however, the existence of a bankruptcy on their cre...

Why Determining Medical Malpractice Can Be Challenging for Non-Attorneys

In most jurisdictions, the key to proving malpractice goes beyond determining what happened and what went wrong -- it goes to whether the healthcare provider’s actions (or inactions) didn’t live up to the standard of care that’s expected. Even lawyers can’t come up with that determination. They need to hire medical experts. You can get the facts. What do you do with them? The average person will probably have a very difficult time finding the relevant facts of a possible ...

What are the top qualities of a good executor?

An Executor for an estate is the person or entity chosen to carry out final wishes as stipulated in a will. Some of an executor’s responsibilities include: filing the will with the county clerk after the death of the testator, ensuring all debts/claims have been paid, ensuring all specific personal property distributions as directed in the will are made, distributing all remaining funds to the people named in the will after the payment of claims have been made, and the maintenance of any real...

"Orlando's 2018 Legal Elite by Orlando Style"

SAMAROO LAW, P.A. – A FRESH PERSPECTIVE  http://www.orlandostylemagazine.com/avita-m-samaroo/ If she is not passionately advocating for her clients, you will probably find Avita Samaroo volunteering with her family or strolling the local art galleries of Central Florida. After just one meeting with Avita, it’s clear to see that she exudes creativity and passion.  It’s those same qualities that she has taken with her to Samaroo Law.  Attorney Samaroo recentl...

Https://aaoaus.com/ Top 40 under 40 AWARD

Avita M. Samaroo was nominated and voted upon peers and colleagues as "Top 40 Under 40" in Personal Injury category for Florida.    https://aaoaus.com/directory/listing/avita-m-samaroo   ...

"LIFTING THE VEIL OF SILENCE"

To VIEW LINK:  http://www.orlandostylemagazine.com/lifting-the-veil-of-silence/      LEGAL OPTIONS FOR THE VICTIMS OF SEXUAL ASSAULT by Avita Samaroo and Mark Nejame It has been estimated over 40% of women in Florida and over 20% of men have been victimized by sexual violence other than rape.1  These statistics are astonishing to say the least.   Historically, victims of sexual violence were silenced because of the lack of understanding ...

When it’s Time to End the Marriage

After the gifts have been opened, the honeymoon has ended and all the pictures framed, the real work of marriage begins. The daily grind sets in with the stresses life can throw at a married couple. A few years later, children may enter the scene adding more happiness and chaos. Some marriages try to move forward until, one day they just can’t anymore. For some couples, there will come a time when the marriage becomes broken. It may stem from a multitude of reasons, but the end result is divo...

What You Should Know About Personal Injury Protection (PIP) Coverage

Personal Injury Protection insurance, also known as PIP, is an extension of car insurance that offers immediate compensation to cover medical expenses and lost wages following a car accident injury. Automobile insurance companies are required to offer PIP coverage to their insured, unless said coverage is specifically declined in writing. Many people have PIP coverage included in their policy and don’t even know it. PIP claims are generally capped at $2,500, $5,000, or $10,000, dep...

Is a DUI Possible With Self-Driving Cars?

Recently, I came across an newspaper article in which a San Fran man was arrested on January 13, 2018, because he decided to take advantage of a Tesla self-driving car.  Actually, he was arrested for DUI when he was found passed out behind the wheel - the car was in self-drive mode. Lately, I've been paying particular attention to self-driving cars and car accidents, but is a DUI possible even though one is not driving?  The short answer is "yes." Why?  Well, it has to do with ...

The Differing Amounts of the Bankruptcy Homestead Exemptions in Different States: Is it Equitable?

More than 479,000 parties filed Chapter 7 bankruptcy cases last year in the United States. Under Chapter 7 of the U.S. Bankruptcy Code,a bankruptcy trustee may seize and liquidate property and assets to pay creditors prior to a discharge of debts. This could mean that your home, financial accounts, and other property may be in jeopardy in exchange for releasing your debt obligations. While this can make many bankruptcy filers fearful of losing their house, it is important to know that...

2015 Ronald Weiss Scholarship Competition Winner!

Ms. Rebecca Chang of Plano, Texas entered our 2015 Ronald Weiss Scholarship competition, and was chosen by Mr. Weiss as having submitted the winning essay. Ms. Chang did a wonderful job! Congratulations to Rebecca! We would also like to thank all of you who entered the competition. Don’t give up as we are holding the scholarship competition again in 2016. 2005 Bankruptcy Reforms: Private Student Loans and Economics by Rebecca Chang If the decision ...

Could St Petersburg’s “Complete Streets” plans increase bicycle accidents and injuries amongst pedestrians?

The City of St Petersburg has put together a list of 16 projects it is calling “Complete Streets”. The idea calls for adding buffered bike lanes to segments of busy roads such as 9th Avenue N, 16th Street, 54th Avenue and Park Street. St Petersburg city planners assume all 16 corridors could lose a lane of traffic to make way for bike lanes or for diagonal parking, but they won’t know until each project is studied, redesigned and approved. Here is the list of proposed “Complete Streets�...

The Differing Amounts of the Bankruptcy Homestead Exemptions in Different States: Is it Equitable?

More than 479,000 parties filed Chapter 7 bankruptcy cases last year in the United States. Under Chapter 7 of the U.S. Bankruptcy Code, bankruptcy trustee may seize and liquidate property and assets to pay creditors prior to a discharge of debts. This could mean that your home, financial accounts, and other property may be in jeopardy in exchange for releasing your debt obligations. While this can make many bankruptcy filers fearful of losing their house, it is important to know tha...