Helpful Articles

  • Posted by 09/02/2018
  • What happens the day of your real estate closing?

    If you are selling a house, what exactly happens the day of the closing? First, the buyer will need to accomplish a final walk-through of the property. Before this can happen, all of your possessions must be out of the house. The buyer and their realtor will then visit the property one last time before heading to the closing meeting. I would estimate that over 75% of my clients who are selling, opt to not show up to the closing. What does that mean? It means that we sign all of the paperwork ...


    Posted by Lauren Jackson 08/31/2018
  • "All Eyes on You"

    SOCIAL MEDIA AND YOUR PERSONAL INJURY CLAIM Almost everyone uses some form of social media.  For some of us, it’s a secret indulgence that gives us a euphoric high – who needs exercise, shopping, or that glass of wine at the end of the day when 100 likes or 300 reposts will do it.  For others, we have no pretenses about the message we are putting out to the world – here I am, look at me!  We som...


    Posted by Avita Samaroo 08/27/2018
  • Bankruptcy and Joint Bank Accounts

    Many people have joint bank accounts for many different reasons. Often, married couples choose to have joint accounts for ease of financial accounting and access. Parents may put the name of a child as a joint account holder to build up their financial experience or to ensure access to accounts if anything should happen to the parent. Whatever the reason for having a joint account may be, these accounts should always be considered if one of the account holders decides to file for bankrupt...


    Posted by Ronald D. Weiss 08/14/2018
  • Student Loans Are Not Just a Problem for Young Adults

    When most people think of the ever-growing student loan crisis in the United States, they are generally concerned about young individuals who are recently out of school and are struggling to find quality work in their chosen field—or at all. Focus is on young adults who have to put off purchasing houses, starting a family, and other milestones that traditionally have happened in a person’s twenties or thirties because of their crippling student loan payments. If a borrower cannot ...


    Posted by Ronald D. Weiss 08/14/2018
  • School Closure Could Provide Student Borrowers with Debt Relief

    According to a report published by Forbes, the total amount of student loan debt was estimated at $1.2 trillion and 2 out of 3 students were graduating with some level of debt. There are few options left for many borrowers, as the bankruptcy reforms of 2005 made it extremely difficult to discharge student loans in bankruptcy. With so many students struggling to pay their monthly debts, the Obama administration has directed federal agencies to explore options to help student b...


    Posted by Ronald D. Weiss 08/14/2018
  • A Snapshot of American Credit Card Debt

    The United States is commonly known for its consumer tendencies. Spending money on lavish homes, vehicles, clothes, jewelry, and other possessions has long been a status symbol and, in the last decade, many Americans have scrambled to purchase SUVs, smartphones, and home entertainment systems to rival their neighbors and “keep up with the Joneses.” While living with all of these conveniences and even luxuries can be enjoyable, there is a darker side of the financial picture in many Americ...


    Posted by Ronald D. Weiss 08/07/2018
  • Does The Loss of a Loved One Mean The Loss of Inheritance For Bankruptcy Debtors?

    Does The Loss of a Loved One Mean The Loss of Inheritance For Bankruptcy Debtors? When a family member or friend passes away and leaves you money or property, it is generally because they want you to benefit from the bequeathment. However, for individuals who have filed for bankruptcy or are considering bankruptcy, receiving an inheritance may be stressful and concerning. They often wonder whether the inheritance will disqualify them from bankruptcy or whether the bankruptcy trustee will ...


    Posted by Ronald D. Weiss 08/07/2018
  • Adding Insult to Injury? Information Regarding Personal Injury Claims In Bankruptcy

    When an individual files for Chapter 7 or Chapter 13 bankruptcy, they are already facing financial difficulties. Suffering a personal injury in an accident can only make financial struggles worse due to medical bills, lost income, and other injury-related losses. If another party was negligent in causing the accident, the injured victim can seek compensation from them by filing a claim for personal injury in civil court. However, if the injured victim has filed for bankruptcy or plans to...


    Posted by Ronald D. Weiss 08/07/2018
  • Judicial Lien Avoidance In Bankruptcy

    Judicial Lien Avoidance in Bankruptcy A money judgment is a court ruling that makes an individual debtor liable for the payment of a debt. A judgment is effective as a lien against all of the judgment debtor’s real property in the county of the judgment or any other county where the judgment has been transcribed into the official records. This judgment lien or judicial lien is effective both with respect to property owned at the time of the judgment, as well as property acquired af...


    Posted by Ronald D. Weiss 08/07/2018
  • 3 Things Drivers Need to Know About California Lemon Law

    California is, without a doubt, one of the most intense states to drive in. In addition to the largest population in the United States, California has the most automobiles registered by more than 6 million (ahead of Texas). Of all the states to have a faulty vehicle, California is by far the most dangerous. Fortunately, there are laws in place to protect consumers from certain defects. This refers to the Song Beverly Consumer Warranty Act, or the California lemon law. The purpose of this law...


    Posted by Brian K. Cline 07/23/2018

    No one likes going for a medical checkup but, unfortunately, it is important to your overall health to do so. It is good to check in with a trusted medical professional on a regular basis to discuss any changes in your health or other concerns. Physicians should know how to best spend time with patients to identify any health issues and advise patients on how to lower the risk of developing certain conditions. When you think of medical malpractice, you likely think of doctors making grav...


    Posted by Gabriel Levin 07/22/2018
  • You Can’t Take My House! Requirements for an Assigned Mortgage Lender to Have Standing in a NY Foreclosure Case

    When a property owner defaults on a mortgage in New York, the lender that owns that mortgage has the right to file an action for foreclosure against the borrower to seize the property due to non-payment. However, as in any type of legal action, the borrower has the right to assert certain defenses and simply because a request for a foreclosure was filed does not mean the borrower will lose their property. Instead, they should enlist the assistance of a skilled foreclosure defense ...


    Posted by Ronald D. Weiss 07/20/2018
  • Which Type of Modification is Right for You? A Look at the Trends Regarding HAMP v. Traditional Mortgage Loan Modifications in the U.S

    Many homeowners who were delinquent or in default on their mortgages have obtained relief by securing a modification of various terms of their loans. Over a four-year period from 2007 to 2001, the U.S. Treasury reports that more than 2.1 million property owners obtained modifications throughout the United States, and millions more have obtained modifications in the years since. Such modifications not only help owners keep their property but also relieve loan servicers and banks ...


    Posted by Ronald D. Weiss 07/20/2018
  • Islip, NY Bankruptcy Attorney

    While the median income in Islip, New York is around $94,000 per year for a household,1 many residents of this town on the South Shore of Long Island are still struggling to make ends meet. Thanks to ever-rising housing prices and a cost of living well above the national average,2 many households are living below the poverty line, especially with the still not-so-stable job market3 on Long Island. With all of these factors combined with other unexpected life events such as illness...


    Posted by Ronald D. Weiss 07/19/2018
  • Getting Rid Of The Bail System In California Can Be Detrimental To Our State's Finances

    As a business owner within the bail bond industry, we've come across a very challenging hurdle which is better known as "Bail Reform". This article is going to cover and outline the major points that are involved in the California bail reform initiative.  What is Bail Reform? Bail reform was created to give certain individuals that are in custody for committing a criminal offense, a proper chance to protect themselves throughout the pre-trial system.  This chance is better known...


    Posted by 07/18/2018
  • Should you seek medical treatment after a Serious Head Injury?

    What is Traumatic Brain Injury(TBI)? Traumatic Brain Injury (TBI) is usually caused by a sudden physical jolt or blow to the head, neck, or body that results in a brain malfunction, which can range from temporary to permanent. In fact, the precipitating event need not be extreme to result in a TBI. According to the Centers for Disease Control and Prevention, however, nearly a third of injury-related deaths in the United States are caused by TBIs. If you or someone you know has sustained ...


    Posted by Oleg Rybak 07/18/2018
  • Life Insurance Policies Protect Child Support and Alimony


    Posted by Lauren Brusca 07/18/2018
  • How to Act in a Courtroom


    Posted by Lauren Brusca 07/18/2018
  • Dying After a Divorce—What Happens to the Alimony and Child Support Obligations


    Posted by Lauren Brusca 07/18/2018